Marcus Malesela

                                                                            Photo by  Vansh Sharma            He ain't through with you; you're still in the process.   We all have heard this statement, ' If only I knew then what I know now' It appears that our lives would be far different but that didn't happen because; You're still in the process ~ God ain't through with you, He is still shaping you.  The maturing soul recognizes that there is a certain dynamic that comes from growing through life's related challenges and learning lessons from challenges that ultimately develop us into our true selves.  Some of these lessons we learn should not be avoided since they help to shape us into what God desires for ou...

 The future is blink Photo by Manoj Bisht It's never too late to plan for our future – all we need is a blank sheet of paper.  'We are walking backward into the future with our eyes firmly fixed on our past achievement'  Charles Handy To be able to understand the future more broadly we first need to understand the future better than the past.  As leaders, we should be focusing more than half of our time, energy, and wisdom on creating the future for our company, when it comes to the future, never confuse activity with progress.  We have to balance where we are now with where we want to be in the future, because comparison is the primary sin of modern life, it traps us in an unwinnable game of defining ourselves in terms of others, depriving us of the freedom to follow our self-directed path and to shape our own lives into a unique work of art.  This is not the end.  Be a clock builder [an architect – not a time teller] Embrace the 'Genius of the AND' P...

Put time on your side To start with your investment process – we need to develop a strategy.   Develop specific strategies Have a clear concise, and well-defined investment planning process. Set Goals [make a plan] Get Experts help when needed [ understand the regulation environment] Set a time frame Establish risk tolerance Diversify Review plans   Which far ado let’s dive into it – let’s say you are 20 years which I wish I were, with the knowledge I have at my disposal yet that’s a story for another day. You are 20, and just out of university not saying this process is only for those who went to university – you want to save for your retirement. How much must you save each year at 10% to accomplish the goal of a million at age 65? The answer is that it will take a lot of effort, and some discipline – R 4 000 per year that’s a lot of money to some people, I also thought it was before I could even start taking my life seriously. The price is going up, but it is not yet out of...